Mon–Sat: 9:30 AM – 4:30 PM
🏦 Welcome to Kothakurssi Service Co-operative Bank Ltd.  |   💰 Attractive interest rates on all deposit schemes  |   🏠 Home Loans at competitive rates — quick approval  |   📞 Call us: +91 98765 43210  |   ⏰ Working Hours: Mon–Sat 9:30 AM – 4:30 PM  |   🌟 Trusted cooperative banking since 1960  |  

Interest Rates

Current interest rates on deposits and loans. Rates are updated periodically. Contact us for the latest information.

Interest rates displayed are indicative and subject to change without prior notice. Please contact the bank directly for the most current rates and terms. Rates effective as of July 2026.

Deposit Interest Rates

Grow your savings with our attractive deposit schemes

ProductMin. AmountTenureInterest Rate (p.a.)Notes
Savings Account3.5–4%Interest credited quarterly
Fixed Deposit (1 Year)₹5,0001 Year6.5%Monthly / quarterly / maturity payout options
Fixed Deposit (2 Years)₹5,0002 Years7%
Fixed Deposit (3 Years)₹5,0003 Years7.25%Additional 0.5% for senior citizens
Recurring Deposit₹500/month12–60 months6–7%

Loan Interest Rates

Affordable loan products to meet all your financial needs

ProductAmount RangeTenureInterest Rate (p.a.)Notes
Home Loan₹1 Lakh – ₹50 LakhsUp to 20 years8.5–10.5%Easy documentation
Gold Loan₹5,000 – ₹25 LakhsUp to 1 year9–10%
Personal Loan₹10,000 – ₹5 LakhsUp to 5 years12–15%
Agricultural Loan₹10,000 – ₹10 LakhsUp to 7 years7–9%Special rates under government schemes

Need Help Choosing the Right Product?

Our banking experts are here to assist you. Visit us or call during banking hours.

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