About Us
Kothakurssi Service Co-operative Bank Ltd. — A legacy of trust, community, and financial empowerment.
Our Mission
To provide accessible, affordable, and reliable banking services that empower every member of our community to achieve financial well-being and prosperity.
Our Vision
To be the most trusted and preferred co-operative bank in Kerala, known for integrity, member welfare, and innovation in cooperative banking.
Our Values
Transparency, Trust, Community Service, Member Welfare, Financial Inclusion, and Ethical Governance are the cornerstones of everything we do.
Six Decades of Cooperative Excellence
Kothakurssi Service Co-operative Bank Ltd. was founded in 1960 by a group of visionary community leaders who believed that every person, regardless of economic status, deserves access to fair and reliable banking services.
What began as a small credit society has grown into a full-service co-operative bank, serving thousands of members across Kothakurssi and surrounding areas of Palakkad district, Kerala.
Registered under the Kerala Co-operative Societies Act and the Kerala State Government, we operate with the highest standards of financial governance while keeping the cooperative spirit at our core.
Founded as Kothakurssi Service Co-operative Society
Upgraded to Primary Agricultural Credit Society
Expanded services to include consumer loans
Received Urban Co-operative Bank license
Opened additional branch offices
Digital banking initiatives launched
Governance & Compliance
State Regulated
Licensed and governed under Kerala Co-operative Societies Act
Kerala Govt.
Registered under Kerala Co-operative Societies Act
Member Audited
Annual audit by government-appointed auditors
ISO Compliant
Operations follow ISO banking standards